Insurance can be part of wise planning for your future
by Billy Graham
July 12, 2014 12:24 AM | 3108 views | 0 0 comments | 21 21 recommendations | email to a friend | print
Q: I work in an insurance office, and the other day one of our sales people ran across someone who told him they thought it was wrong to buy insurance. They said the reason was because they believe God will take care of them. Are they right? — Mrs. D.K.

A: I don’t doubt their sincerity (unless they were just trying to get rid of your salesman!), but I don’t agree with their understanding of faith and the ways God may use to take care of them.

It’s true that God has promised to take care of those who depend on Him and trust Him to provide for their needs. But God hasn’t promised that we’ll never be sick or have accidents or experience disasters or eventually die. Nor does it mean we shouldn’t save money or use common sense to prepare for such things (either to prevent them or recover from them). The Bible says, “The plans of the diligent lead to profit as surely as haste leads to poverty” (Proverbs 21:5).

Refusing to plan ahead and provide for the future is neither wise nor prudent, and I believe insurance can be part of these plans. If we don’t prepare, someone will still have to pay if disaster strikes, such as a relative or some other person.

At the same time, we must never forget that life is uncertain, and the greatest preparation we can make for life’s surprises is to put ourselves into God’s hands. He loves us, and even in the midst of life’s greatest trials He will never abandon us. Make sure of your commitment to Christ, and learn to face life’s trials with trust and with faith. Jesus’ words are true: “Surely I am with you always, to the very end of the age” (Matthew 28:20).

Q: My favorite song is the one that says, “I did it my way,” because that’s what I’ve always done. I’m even going to have it put on my tombstone. I’m sorry if it offends you, but I don’t need God or a bunch of religious fanatics telling me what to do. What’s wrong with that? — J.N.

A: Your comments don’t offend me, but they do sadden me very deeply, because they suggest you’ve completely closed your mind to the possibility that you might be wrong. Although you may sneer at it, the Bible’s warning is very clear: “Whoever remains stiff-necked after many rebukes will suddenly be destroyed ­­— without remedy” (Proverbs 29:1).

I can’t help but wonder why you’ve turned your back on God and insisted on going your own way in life. Perhaps you rejected your parents’ faith, or perhaps you had a bad experience with a church when you were younger. But perhaps the real reason is that you want to be free to do anything you want to do, and you know God might make you stop. Whatever it is, I urge you to face it honestly and ask yourself if it’s really worth the risk of losing your soul.

The tragedy is that the more we resist God, the less we’re able to hear His voice. God loves you, and He’ll forgive you and welcome you into His family until you draw your last breath. But if you insist on going your own way, He’ll let you —until it’s too late.

I challenge you to examine Jesus Christ as He is found in the pages of the New Testament. Don’t gamble with your soul by dismissing Him or taking Him lightly. The Bible says, “In him was life, and that life was the light of all mankind” (John 1:4).

Send your queries to “My Answer,” c/o Billy Graham, Billy Graham Evangelistic Association, 1 Billy Graham Parkway, Charlotte, N.C., 28201; call 1-(877) 2-GRAHAM, or visit
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